Explorica's Travel Protection Plan
Three out of four Explorica travelers protect their tours with our travel protection plan. Explorica offers one of the finest travel protection plans in the industry. With this high-quality plan, you can cover your vacation investment, your belongings, and most importantly, you.
Our travel protection plan covers you for the following events:
- A traveler’s injury, sickness, or death of an immediate family member
- Theft of passport or visas
- Flight cancellations due to strike or bad weather
- Loss of luggage and personal effects
- Trip Cancellation or Trip Interruption due to covered reasons such as a covered sickness, injury or death
- Trip Cancellation or Trip Interruption due to Terrorist Acts, as defined
Cancel For Any Reason Benefit
Explorica’s Cancel For Any Reason Benefit protects your tour investment should you need to cancel your tour for any reason not currently covered in our travel protection plan provision, with a minimum cash reimbursement of 75% of all Explorica’s non-refundable cancellation fees, provided the cancellation occurs 2 days or more before tour departure.
Cancellation Policy For Participants ON INTERNATIONAL TOURS Who Purchase Travel Protection
Cancellation Policy For Participants ON tours of the us and canada Who Purchase Travel Protection
Please note that the remainder of your refund amount will be acquired through Trip Mate Inc., Explorica's third-party travel protection provider.
Along with the Cancel For Any Reason Benefit, purchasing this optional plan entitles you to the following benefits:
Post-Departure Trip Interruption
If you have to interrupt your trip after departure due to a covered injury, sickness, or death (your own or that of a traveling companion or an immediate family member) or for other covered events such as: cancellation of arrangements by an airline due to strike or bad weather; a documented theft of passports or visas; or a terrorist act which occurs in your departure city or in a city which is a scheduled destination for your trip provided the terrorist act occurs within 30 days of the scheduled departure date for your trip and your premium is received within 14 days of the initial deposit/payment for your trip, as defined, you will be reimbursed up to the trip cost for the unused, non-refundable land or water arrangements and the additional transport charges paid to return home or to rejoin your trip (limited to economy one-way airfare, or first class if your original tickets were first class).
Travel Delay
Provides up to $100 per day (maximum of $500) for reasonable accommodation and traveling expenses until travel becomes possible if you are delayed for more than 12 hours due to a covered reason such as air carrier delay; injury, sickness, or death of you or your traveling companion; quarantine; loss of passport, travel documents, or money; or natural disaster.
Medical Expense/Emergency Assistance
Provides reimbursement up to $25,000 for reasonable and customary medical expenses incurred within 365 days of a covered sickness which occurs while on your trip; emergency dental treatment received during your trip; the costs for emergency transport to home or an appropriate hospital, including escort expense (both, if deemed necessary by the attending physician), for a covered injury or sickness which occurs while on your trip; or the cost of homeward carriage if deceased.
Baggage & Personal Effects
Coverage up to $2,000 for direct physical loss or damage to your baggage, passports, or visas while on your trip. A $500 maximum limit applies to jewelry, gems, watches, cameras and camera equipment, and furs; a $250 per article limit applies to all other items. If, while on your trip, your baggage is delayed for 24 hours or more, we will reimburse you up to $100 for the purchase of necessary additional clothing and personal articles.
Pre-Existing Conditions Waiver
The Plan Exclusion for Pre-Existing Conditions is waived if you purchase the plan within 14 days of your initial deposit/payment for your trip and you are not disabled from travel at the time your plan payment is received.
A “Certificate of Coverage” which provides complete details of the plan, including conditions, exclusions, and limitations, is available to you on our website under the Travel Protection Plan or is available to you at any time by request.
The Explorica Travel Protection Plan benefits are administered by: Trip Mate, Inc. (In CA, dba Trip Mate Insurance Agency), 9225 Ward Parkway, Suite 200, Kansas City, Missouri 64114; tel. 1.800.888.7292.
The Explorica Travel Protection Plan is underwritten by Stonebridge Casualty Insurance Company, Columbus, Ohio.
The cost for Explorica’s Travel Protection Plan is $15 per day of your tour, maximum $225. This plan must be purchased at the time of enrollment.
View Trip Mate's 2009 and 2010 Travel Insurance Certificate